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Monumental Life Insurance Company is one of the oldest and largest life insurance companies in the United States, having been a provider of reliable insurance products since 1858. A member of the worldwide AEGON Insurance Group, Monumental Life ranks among the largest insurance and financial service groups in the world. Monumental Life serves America’s middle income consumers, providing high-quality life as well as supplemental health insurance products and services that meet members’ essential needs for reliable health coverage coupled with financial security.

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Choosing the Right Health Insurance

Monumental Life offers a range of products and services tailored to the needs of its members:

Term Life Insurance

Monumental Life’s term life insurance provides protection for a specified period of time when insurance needs are at the greatest. Term policies generally do not accumulate cash value. Term insurance may also be purchased for a specific purpose, such as covering a mortgage or funding a child’s education.

• ValueTerm5 – Designed for members ages 18-65, protection and premiums remain level for five years and are guaranteed to be renewable every five years until the member reaches age 70. Coverage levels from $5,000 to $25,000 are available.
• FlexTerm7 – Designed for members ages 18-80, protection and premiums remain level for 7 years and are guaranteed renewable every seven years. Coverage levels starting from $25,000 and up.

Whole Life Insurance

Monumental Life’s whole life insurance provides guaranteed lifelong, permanent protection and builds guaranteed cash value over the life of the policy. Coverage will not decrease and premiums will not increase. Whole life insurance helps families meet cash needs for final expenses, debt repayment, legal costs, and replacement of family income.

• Limited Pay Life
• Life Paid Up At Age 65
• Life paid Up At Age 95
• Easy Acceptance: graded natural death benefit life insurance

Interest Sensitive Whole Life Insurance

Monumental Life’s interest sensitive whole life insurance is designed to meet a family’s needs. They offer the security of permanent whole life insurance protection plus cash value accumulation at market sensitive interest rates. Excess interest, if credited, results in faster cash value growth. The plans offer increasing coverage, with no increase in premiums.

• DynaMax: $25,000 or more coverage, issue ages 0-75.
• Dynamic I: $10,000 or more coverage, issue ages 0-75.

Universal Life Insurance

Monumental Life’s universal life insurance is designed to meet a family’s changing needs and offer greater flexibility to clients who require fewer guarantees.

• Universal II: Flexible coverage, flexible premiums; cash value accumulation to help meet insured’s needs while still living.

Health Coverage

Monumental Life’s supplemental health products protect against accidents, injury, and basic health concerns. They provide benefits to supplement other medical insurance plans, ease the financial burdens caused by sickness or injury, or protect an insured against the loss of life, limb, or eyesight resulting from an accident.

• Cancer Expense: Helps pay inpatient, outpatient, and other medical expenses incurred in connection with the treatment of cancer
• Accidental Death and Injury: Provides protection against death or injuries caused by accidents
• Family Health Advantage: Non-insurance health care discount card

Monumental Life is headquartered at:

2 East Chase Street
Baltimore, MD 21202

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