Free Medica Quotes!

Medica, a nonprofit organization, has provided Minnesotans with affordable quality health care for the last 30 years. Known as a pioneer for HMO and PPO plans in the state, the company has expanded its network of health care providers to offer plans to 1.2 million customers throughout Wisconsin, North Dakota, and South Dakota. According to the National Committee for Quality Assurance (NCQA), the most trusted authority on health plan ratings, Medica’s commercial and Medicaid HMO plans consistently earn an “Excellent” rating. The NCQA honor is important, as the designation for excellence is awarded only after a plan is evaluated by the NCQA for 3 years.

Choosing the Right Health Insurance

• SelectCare PPO, a selection of preferred provider organization (PPO) plans that offer members the freedom to visit any licensed physician of their choice without a referral. SelectCare PPO is Medica’s most popular plan, and the most popular PPO program in Minnesota.
• SelectCare PCP, a selection of primary care system plans under which policy holders select primary care physicians (PCP) from the network. Members also gain referral-based access to other doctors and specialists in the plan network.
• Medica Direct HSA, a health savings account plan that allows the policy holder to make tax-deductible deposits for eligible medical expenses. Members pay a higher deductible, but unused funds in their accounts accrue interest and roll over annually.
• Medica Direct Value, a plan that allows consumers to formulate their own plans by selecting from different premiums, coverage levels, and deductibles. No matter what combination is selected, policy holders may visit any of the 27,000 licensed physicians and 4,000 locations in Medica’s open access network.
• Medica Direct Short-Term, a temporary health insurance plan that gives members coverage over unanticipated mishaps or illness. Select from coverage periods of 30, 60, or 90 days.
• Passport from Medica, a selection of affordable managed care plans that offer policy holders a broader coverage area. Select either the National or Multistate plan. The plan is available to small businesses with 2-50 eligible employees and large businesses with over 50 eligible employees.
• Medica Choice, a selection of traditional open access plans that are flexible and economical. Policy holders may visit any of the 27,000 licensed physicians and 4,000 locations in Medica’s network. Available to small businesses with 2-50 eligible employees and large businesses with over 50 eligible employees.
• Medica Direct, a selection of affordable consumer-directed plans that allow consumers to save by supplementing their plans with either a Health Savings Account, Health Reimbursement Account, or Flexible Spending Account. Available to small businesses with 2-50 eligible employees and large businesses with over 50 eligible employees.
• Patient Choice Insights, tiered open access plans that give policy holders the freedom to visit any of the 27,000 licensed physicians and 4,000 locations in Medica’s network. Depending on the superiority of services and prices, health care providers are assigned to three tiers. Those who visit physicians grouped in the lowest tier save the most money. The plan is available to small businesses with 2-50 eligible employees and large businesses with over 50 eligible employees.
• Medica Elect, an economical plan that requires the policy holder to select a specific care system and location at which to receive health care. The consumer receives a lower amount of coverage if he or she visits health care providers outside of the predetermined location. Available to small businesses with 2-50 eligible employees and large businesses with over 50 eligible employees.
• Medica Essential, an economical plan that requires the policy holder to select a specific care system and location at which to receive health care. The consumer receives a lower amount of coverage if a health care provider outside of the predetermined location is visited. Available to small businesses with 2-50 eligible employees and large businesses with over 50 eligible employees.
• Patient Choice, a plan specially formulated for self-funded employers, these tiered open access plans give policy holders the freedom to visit any of the 27,000 licensed physicians and 4,000 locations in Medica’s network. Depending on the superiority of services and prices, health care providers are assigned to 1 of 3 tiers. Those who visit physicians grouped in the lowest tier will save the most money. Available to large businesses with over 50 eligible employees.
• Medica Medicare Solutions, a selection of plans created for seniors, these help pay for health care fees not otherwise covered by Medicare. Select from the following Medica plans: Prime Solution, Coverage for Snowbirds and Travelers, Prime Solution Rx Rider, Plus Rider I & II, Wisconsin Rider, Senior Dental, Select Solutions Mineesota, DUAL Solution, and Employer Group Medicare Plans.

Medica is headquartered at:

401 Carlson Parkway
Minnetonka, MN 55305

Get a free Health Insurance Quote from NetQuote