Horizon Blue Cross Blue Shield of New Jersey serves over 3.1 million people throughout the state. A not-for-profit organization, it has been a trusted source of quality health care coverage since 1932. Blue Cross Blue Shield has long upheld a commitment to improving the health and quality of life for its members and the communities in which they live. As a result, it has long been deeply involved in community interests, and committed to addressing the important issues that impact its policyholders.
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The priority that Blue Cross Blue Shield of New Jersey places on people and their well-being is reflected in the high-quality health plans it has developed to meet the unique needs of its members. These include:
- Horizon Basic Plan A/50, a deductible-based plan that allows members to seek the medical attention of any provider. Non-network providers are covered at a higher out-of-pocket cost.
- Horizon Traditional Plans B, C, and D, traditional plans that assess fees for services. Members can choose deductibles that range from $500 to $2500 with copay percentages that vary according to their choice. In-network providers are covered at lower out-of-pocket costs than non-network providers.
- Horizon MSA Companion/High Deductible Plans C and D, traditional health coverage plans that work in conjunction with Medical Savings Accounts offered through financing institutions. Members can choose from 4 deductible levels.
- Horizon HMO, a health maintenance organization plan where medical care is managed through a primary care physician that you choose from a network of more than 10,000 physicians throughout the state.
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