The state of Vermont is home to only one locally-based health coverage provider: Blue Cross Blue Shield. It is the largest carrier in the state, and wholly committed to the cause for improving and maintaining the health and wellness of Vermonters. Blue Cross Blue Shield of Vermont recognizes the needs of its members, and embraces them by offering outstanding customer service, promoting stability through fiscal responsibility, serving its local communities, and developing a selection of health care plans that are extraordinary in their customized features, forward-thinking nature, and overall effectiveness.
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"The following plans are evidence of Blue Cross Blue Shield’s commitment to providing affordable, high-quality health care coverage to Vermonters:
- Employer Sponsored Plans are available to small as well as large businesses. They include a variety of comprehensive coverage options, from traditional indemnity to preferred provider organization (PPO) to point of service (POS) plans.
- Federal Employees Program, a health coverage plan designed with federal employees in mind. Members gain access to a plan network of 400,000 doctors, dentists, hospitals, and pharmacies nationwide.
- The Vermont Health Plan, a health maintenance organization (HMO) plan, directed by local health care organizations and featuring an emphasis on preventative care.
- Vermont Blue 65, two supplemental plans for Vermonters covered by Medicare (both parts A and B).
- Prescription Drug Program, a plan that offers financial incentives for members who choose either generic or preferred brand-name drugs. Most Vermont pharmacies as well as many nationwide pharmacies are program participants.
- Vermont Freedom, a direct pay plan that offers members a range of deductible options that apply toward the majority of services and products.
- Health Savings Account (HSA), a tax-advantaged account that works in conjunction with a high-deductible policy, help members fund current and unforeseen medical expenses; any money remaining at the end of the year is automatically rolled over for use in the next.
- Better Beginnings, a plan designed for expecting parents to promote a healthy pregnancy and prevent complications during the delivery. The plan extends into the first few weeks after the baby’s birth and covers essential educational materials.
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