Free Blue Cross and Blue Shield, Tennessee Quotes!

Established in 1945, this non-profit organization paved the way for all other health care services providers in Tennessee. Growing rapidly over 60 years, Blue Cross Blue Shield of Tennessee (BCBST) provides services for over 4.6 million individuals. With over 100 hospitals, 15,000 medical practitioners, and 2,000 pharmacies affiliated with Blue Network P, BCBST is recognized as the state’s largest provider of health benefits. When selecting health insurance, it is not only important that your policy is affordable and fits your needs, but consumers must ponder the consequences if they go with a cheaper, lesser-known company that is unable to pay the claims. With Blue Cross Blue Shield Tennessee, inability to disburse claims is never an issue. In 2003 alone, BCBST paid more than 44.5 million claims totaling $14 billion. That comes out to be almost $7 million each hour of a 40-hour work week! Rest assured your health care needs are in good hands with Blue Cross Blue Shield of Tennessee.

Get a free Health Insurance Quote from NetQuote

Choosing the Right Health Insurance

No matter what your health care needs may be, Blue Cross Blue Shield Tennessee has a variety of policies to keep you and your family healthy!

• Blue Partner, a health savings account (HSA) with tax benefits paired with a high deductible. HSA contributions can come directly from your pre-tax earnings to pay for qualified health care expenditures. Any amount unused at the end of the year earn tax-free interest and roll over annually. If part of a family policy, the family deductible must be paid in its entirety before any covered benefits are paid by Blue Cross Blue Shield Tennessee.
• SimplyBlue, an inexpensive plan that safeguards you and your family against unanticipated sicknesses and injuries. Policy holders can increase coverage for additional comfort. If part of a family policy, the family deductible must be met in its entirety before any benefits are paid. Dental policies are options that maybe obtained as an addition to the SimplyBlue plan.
• Short Term Personal Health Coverage, a complete, temporary preferred provider organization (PPO) plan for one, two, or three months. Also select from plans with various deductibles ranging from $250 to $2500. This plan can be applied for back to back twice. After the first renewal, there is a wait period of 6 months before the applicant can reapply.
• BasicBlue, a preferred provider organization (PPO) plan that safeguards you and your family against major unanticipated sicknesses and injuries only. Select plans with deductibles of $500, $1,000 or $2,500. The deductible must be paid in its entirety before any covered benefits are paid by Blue Cross Blue Shield Tennessee.
• BlueCross65, the plan those 65 and over purchase to enhance their Medicare health plans. Blue Cross Blue Shield Tennessee offers all 10 government-authorized plans to pay for the portions of coinsurance and deductibles not covered by Medicare. Choose from variations between BlueCross65 and BlueCross65Select. Applicants must be a resident of Tennessee. Other restrictions may apply.
• Consumer Directed Health Care (CDHC), a combination health plan that allows the health-conscious and financially aware consumer to merge the benefits of a health plan with your pre-taxed earnings.
• Multi-Plan Approach, with this preferred provider organization plan, the employer can devise a health care plan from such criterion such as size of company, amount of copays and deductibles, percentage of coinsurance, and the maximum out-of-pocket charges. Employers may choose from Blue Networks K, S, P and C.
• Multi-Pak Health Plans, select from three of Blue Cross Blue Shield Tennessee’s most well-known plans: MultiPak 500/20 (deductible amount/copay amount); MultiPak 1000/35; and MultiPak 500/30.
• ValuePak Health Plans, five flexible preferred provider organization (PPO) plans combined with extras such as dental insurance, pharmacy insurance, and life insurance. These five plans can either be purchased on their own, or together with the Multi-Plan Approach.
• Single Plan Option, with this preferred provider organization (PPO) plan, the employer selects the benefits at a certain price for everyone.

Blue Cross and Blue Shield of Tennessee is headquartered at:

801 Pine Street
Chattanooga, TN 37402

Get a free Health Insurance Quote from NetQuote