Free Blue Cross and Blue Shield, North Carolina Quotes!

For the last 72 years, Blue Cross Blue Shield of North Carolina has been committed to serving its members with the utmost of its efforts and resources. More than 3 million North Carolinians trust Blue Cross Blue Shield for high quality health care coverage and emergency services—and membership is quickly growing. Blue Cross Blue Shield has worked hard to expand its statewide provider network, improve its customer service, and develop new health care plans that better meet its members’ needs. It is a company that has set its sights on providing stable coverage while shifting with the times to provide members with reliable services that meet their changing needs.

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Choosing the Right Health Insurance

Blue Cross Blue Shield has developed a retinue of plans that are carefully designed with its members in mind, including:

• Blue Care, a health maintenance organization (HMO) plan that gives members access to providers within the plan’s extensive coverage network, at a fixed out-of-pocket cost.
• Blue Options, a preferred provider organization (PPO) plan that allows members to seek attention from providers within as well as outside the plan network. Blue Options includes prescription coverage and access to preventative care.
• HSA Blue, a preferred provider organization (PPO) plan that works in conjunction with a tax-advantaged health savings account (HSA). Members may access the providers of their choice, within as well as outside the Blue Options network, and use their HSA to pay out-of-pocket expenses.
• Blue Advantage, a plan that allows individual members to choose the benefits, deductibles, and copayments that best fit their needs. Members are able to seek attention from the providers of their choice, whether in or out of the plan network, enjoy prescription benefits, and take advantage of preventative care.
• Medicare Supplemental, a set of 10 supplemental plans that provide coverage where Medicare does not. Members are able to seek attention from the providers of their choice, and take advantage of cost savings.
• Short Term Health Care, a plan designed to meet the needs of individuals and families temporarily without health care coverage. Short Term Health Care may be elected at 30 day intervals, for up to 6 months.
• Simplicity Long Term Care, a plan that protects individuals and their families from future disability costs, including home care, assisted living, and nursing home fees.

Blue Cross and Blue Shield of North Carolina is headquartered at: 5901 Chapel Hill Rd., Durham, NC 27707

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