Free Blue Cross and Blue Shield, Michigan Quotes!

With over 6 million members in the state of Michigan, Blue Cross Blue Shield is the largest health care provider in the state. But its presence goes far beyond sheer size and numbers. Blue Cross Blue Shield of Michigan has a special commitment to the community in which it serves. Its mission is not only to provide affordable and effective health care, but also to grow as a benevolent and charitable institution. Central to this commitment is the desire to empower its members and their neighbors to make smart decisions when it comes to managing personal health and wellness. Blue Cross Blue Shield of Michigan has earned a well-deserved reputation for caring and quality service.

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Choosing the Right Health Insurance

Good health care is a necessity, not a luxury, and Blue Cross Blue Shield has developed the following plans with the special needs of its members in mind:

• Individual Care Blue, or IC Blue, a preferred provider organization (PPO) plan that gives its members the flexibility to choose their physicians and facilities. It comes with essential prescription drug benefits, no deductible, and a maximum copay amount of $2,500 per subscribing family. Non-network coverage is available at a higher out-of-pocket cost.



• Blue Cross Traditional, a plan that offers members the freedom to seek medical attention from any physician or facility within the network. Members receive surgical, medical, and hospital coverage, and enjoy low out-of-pocket costs.



• Blue Preferred PPO, a preferred provider organization plan designed to give members access to the plan's statewide network of providers at little or no out-of-pocket cost. Members may self-refer to specialists.



• Medicare Supplemental, a plan that covers individuals and groups who are not otherwise eligible for sponsored coverage but are enrolled in Medicaid parts A and B.



• Medicare PLUS Blue, a low monthly premium Medicare Advantage plan that combines Medicare parts A and B as well as supplemental benefits.

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