Free Blue Cross and Blue Shield, Illinois Quotes!

Blue Cross and Blue Shield of Illinois is a company of compassion, experience, and efficacy. As the largest health care provider in the state, it has faithfully served the health and well-being of Illinois residents for over 68 years. Members can enjoy the confidence of knowing their health is in good hands.

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Choosing the Right Health Insurance

Blue Cross and Blue Shield of Illinois began as a collective effort, when local hospital leaders realized that costs from relatively minor illnesses were financially devastating families. In an effort to alleviate the hardship and suffering they saw, the hospitals banded together and launched a prepaid health care plan that families could finally afford. Since those early years, Blue Cross and Blue Shield has remained committed to fulfilling high standards—a difference that its members can feel. Beginning with strong business ethics and integrity, Blue Cross and Blue Shield of Illinois continues to be active in local communities. And the health care coverage options it offers have only improved. Members can now choose from a breadth of high quality medical coverage plans that include:

• Participating Provider Option (PPO) Medical Coverage, a plan that gives members the freedom to choose their preferred physician and hospital facility upon need. PPO is known as the most flexible plan, allowing members to visit physicians and facilities within the plan network for the lower out-of-pocket costs than when they visit non-network providers. Members can also bypass referrals when seeking attention from a medical specialist, as well as choose from over 23,000 health care professionals in Illinois alone.
• Community Participating Option (CPO) Medical Coverage, a plan that emphasizes local resources to provide members affordable access to local health care professionals and facilities. Members gain access to the comprehensive PPO network of providers, and can choose to use any provider they wish. They are likewise able to bypass the referral process when seeking attention from medical specialists.
• BlueEdge HCA and BlueEdge HSA, consumer-driven plans that allows members to take responsibility for their health care spending. BlueEdge fully covers preventative care and wellness visits without subtracting from the member's health savings account (HSA). The HSA works in conjunction with the BlueEdge plan, giving members all the advantages of reliable health care as well as the tax-advantaged savings afforded from their HSA's.
• HMO of Blue Cross Blue Shield of Illinois, the largest HMO network in the state with over 900,000 members, this plan requires members to choose a primary care physician from among the plan network. Members are covered in the event of emergency, and are given access to wellness programs. There is no deductible to keep track of, while copay amounts are steady and predictable.
• BlueChoice, a plan that allows members their choice of physicians and facilities within the plan network. A primary care physician, selected upon election of coverage, provides the member with referrals to see other specialists and facilities within the network, as necessary. Members also have the freedom to visit other physicians without a referral, within and outside the network, though these visits will come at a higher out-of-pocket cost.
• BlueChoice Select, a plan designed with affordability and quality in mind. Members take advantage of in-network health care. They do not need to select a primary care physician, and may see specialists without referral.

Blue Cross Blue Shield of Illinois also offers dental coverage, including the following options:

• BlueCare Dental Preferred Choice (DPPO), a plan that gives members access to a nationwide network of nearly 50,000 providers. Members choosing dentists within the network enjoy lower out-of-pocket expenses, and have the freedom to contract any dentist or dental specialist without first receiving a referral.
• BlueCare HMO Advantage, a plan that gives members access to primary and major dental services while emphasizing preventative care. Orthodontics are covered for adults as well as children.

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