Free Blue Cross and Blue Shield, Alabama Quotes!

Blue Cross Blue Shield of Alabama keeps focused on your health through a wide range of plans for individuals and families seeking health care, including:

• Individual Blue Plan A

  , a direct co-pay plan that provides hospital, medical and prescription drug coverage for Alabamian families and individuals without health insurance from their employers.

• Individual Blue Plan B

  , a high-deductible plan that works in conjunction with Health Savings Account (HSA) to provide hospital, medical, and prescription drug coverage for Alabamian families and individuals.

• Blue Link

  , a short-term direct-pay health care plan designed for individuals who are without access to health care from an employer, recent school graduates, recent retirees awaiting Medicare eligibility, or between jobs. Blue Link is applicable for up to 6 months of coverage, and does not require health underwriting.

• C Plus with PMD

  , a Medicare Select Plan B contract that supplements Medicare Select Plans A and B. It features the patient's choice of hospital and physician, freedom from filing claims, coverage of most Medicare charges, and eliminated coverage waiting periods.

• Blue Advantage

  , a Medicare Advantage Preferred Provider Organizer (PPO) plan that covers choice of provider, prescription drugs, vision and hearing, emergency and urgent care, mental health, skilled nursing facility, diagnostic testing and routine exams, a health care hotline, and more.

Choosing the Right Health Insurance

• Preferred Health Flexible Spending Accounts (FSA), a tax-advantaged health spending account that enables members to pay for most health care expenses not covered by their health insurance plan.
• Preferred Dependent Care Account (DCA), a tax-advantaged account that allows members to be reimbursed the amount spent on caring for dependents while members work or are in school.
• Preferred Health Reimbursement Account (HRA), an employer-funded account that allows members to receive reimbursements for qualified medical expenses.
• Preferred Health Savings Account (HSA), an investment account created by Congress with the intention of helping members save for future health care needs. Enrollment in a qualified High Deductible Health Plan (HDHP) is required for eligibility.