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Blue Cross, Idaho

Blue Cross of Idaho is a health care company, through and through. A not-for-profit organization established in 1945, it has since become an active member of the local community with a uniquely community-based focus on service. Customers can rest assured that Blue Cross of Idaho puts their health, welfare, and convenience first—from comprehensive health plans that are reliable to easy-access quality health care to superior customer service that remains affordable.

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Choosing the Right Health Insurance

Among the health plans and benefits available to Idaho residents are:

  • BlueCare® PPO, a preferred provider organization plan that allows customers to select their preferred physicians and hospital facilities within the plan network. All network services are offered at a lower out-of-pocket expense, though providers outside the network may be used at a higher out-of-pocket cost. An optional supplemental accident coverage option is also available with BlueCare PPO.


  • Essential Blue Basic PPO, a plan designed for members who want to safeguard against expenses incurred from future major medical conditions, is available at a significantly discounted premium. It is ideal for patients who do not need help paying for physician visits and other outpatient services.


  • Essential Blue Plus, a plan that provides members with basic preventative care while protecting them against major medical conditions. Essential Blue Plus is designed with cost-conscious individuals in mind. Physician office and wellness visits are covered with a $30 copay. The deductible varies, depending on the needs determined by the member.


  • Personal Blue, a plan that gives members their choice among in-network physicians as well as in their deductible level and coinsurance amount. It gives members access to the broad network of providers.


  • HSA Blue, a health savings account that allows members to make tax-advantaged contributions for use in the event of future medical necessity, to pay deductibles, or to cover arising out-of-pocket expenses.


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